@font-face{font-family:Manrope;src:url('fonts/manrope.woff2') format('woff2');font-weight:200 800;font-display:swap}
@font-face{font-family:'DM Sans';src:url('fonts/dm-sans.woff2') format('woff2');font-weight:100 1000;font-display:swap}
:root{--forest:#5425bd;--ink:#24143c;--coral:#ff805d;--lime:#ffe66b;--paper:#fffaf3;--white:#fff;--line:#e0d9eb;--muted:#605370;--radius:22px;--max:1280px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:var(--paper);color:var(--ink);font:400 17px/1.65 'DM Sans',Arial,sans-serif}a{color:inherit;text-underline-offset:4px}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible,select:focus-visible{outline:3px solid #a8442c;outline-offset:5px}button:disabled{cursor:not-allowed}img{max-width:100%;display:block}h1,h2,h3,h4{font-family:Manrope,Arial,sans-serif;font-weight:800;line-height:1.13;letter-spacing:-.04em;margin:0}h1{font-size:clamp(2.7rem,5.6vw,5rem)}h2{font-size:clamp(2rem,3.7vw,3.3rem)}h3{font-size:1.55rem;letter-spacing:-.025em}p{margin:0 0 20px}p:last-child{margin-bottom:0}ul{padding-left:22px}section{scroll-margin-top:100px}.wrap{max-width:var(--max);margin:auto;padding-inline:40px}.skip{position:absolute;top:-100px;left:20px;background:var(--lime);padding:12px;z-index:100}.skip:focus{top:12px}.topline{background:var(--forest);color:var(--paper);text-align:center;padding:8px 20px;font-size:12px;letter-spacing:.03em}.topline strong{font-weight:600}.header{position:sticky;top:0;background:rgba(247,245,236,.97);z-index:20;border-bottom:1px solid var(--line)}.nav{height:88px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;line-height:1.12;font:800 20px/1.15 Manrope,Arial,sans-serif;letter-spacing:-.6px}.brand-mark{width:37px;height:43px;border:3px solid var(--forest);border-radius:19px 19px 12px 12px;display:grid;place-items:center;color:var(--forest);font-size:25px}.brand small{display:block;font:500 10px/1.5 'DM Sans',Arial,sans-serif;letter-spacing:1.7px;margin-top:3px}.nav-links{display:flex;align-items:center;gap:26px}.nav-links a{text-decoration:none;font-size:14px;font-weight:600;position:relative}.nav-links a:hover,.nav-links a[aria-current=page]{color:var(--forest);text-decoration:underline;text-decoration-thickness:2px}.nav-cta{display:inline-flex;padding:12px 17px!important;border-radius:9px;background:var(--forest);color:white!important;text-decoration:none!important;font-size:14px!important}.menu-toggle{display:none;border:1px solid var(--line);background:transparent;border-radius:9px;width:48px;height:44px;font-size:23px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:24px;min-height:54px;border:0;border-radius:10px;padding:15px 24px;background:var(--coral);color:var(--ink);text-decoration:none;font-weight:700;font-size:16px;line-height:1.4;transition:background .2s,transform .2s}.btn:hover{background:#ff947c;transform:translateY(-2px)}.btn:active{transform:none}.btn-dark{background:var(--forest);color:var(--white)}.btn-dark:hover{background:#6738ce}.btn-light{background:var(--lime)}.btn-light:hover{background:#fff095}.text-link{font-weight:600;font-size:15px}.hero{padding:26px 0 0}.hero-panel{display:grid;grid-template-columns:47% 53%;border-radius:26px;overflow:hidden;background:var(--forest);min-height:565px}.hero-copy{padding:58px 44px;color:var(--paper);position:relative;display:flex;flex-direction:column;align-items:flex-start;justify-content:center}.eyebrow{font-size:12px;font-weight:700;letter-spacing:1.8px;text-transform:uppercase;margin-bottom:20px;display:block}.hero-copy .eyebrow{color:var(--lime)}.hero h1 span{color:var(--lime)}.hero-copy p{font-size:18px;max-width:420px;color:#f0e8ff;margin:26px 0}.hero-copy .fine{font-size:12px;color:#e2d4f5;margin:13px 0 0}.hero-media{position:relative;min-width:0;background:#8d74a7;overflow:hidden}.hero-media img{height:100%;width:100%;object-fit:cover;object-position:72% center}.hero-photo-caption{position:absolute;bottom:20px;left:20px;background:var(--paper);color:var(--forest);padding:10px 17px;border-radius:8px;font-size:13px;font-weight:600}.hero-photo-caption span{display:inline-block;width:8px;height:8px;background:var(--forest);border-radius:50%;margin-right:8px}.trust-strip{display:flex;justify-content:center;gap:50px;padding:25px 0 28px;border-bottom:1px solid var(--line);font-size:13px;font-weight:600}.trust-strip span{display:flex;gap:9px;align-items:center}.trust-strip b{font-size:18px;color:var(--forest)}.section{padding-top:90px;padding-bottom:90px}.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:35px;margin-bottom:36px}.section-head h2{max-width:660px}.section-head p{max-width:350px;color:var(--muted);font-size:16px}.section .eyebrow{color:var(--forest)}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.product-card{border:1px solid var(--line);border-radius:var(--radius);padding:30px;background:white;display:flex;flex-direction:column;position:relative;transition:transform .2s,border-color .2s}.product-card:hover{transform:translateY(-5px);border-color:var(--forest)}.card-index{font:800 13px Manrope,sans-serif;display:flex;justify-content:space-between;align-items:center;margin-bottom:32px}.card-index span{background:var(--paper);padding:8px 12px;border-radius:7px}.card-index b{font-size:24px;font-weight:400}.product-card p{font-size:16px;color:var(--muted);margin-top:18px}.product-card ul{list-style:none;padding:0;margin:5px 0 30px;font-size:14px}.product-card li{margin:10px 0;padding-left:22px;position:relative}.product-card li:before{content:'✓';position:absolute;left:0;font-weight:700;color:var(--forest)}.product-card>a{margin-top:auto;padding-top:17px;border-top:1px solid var(--line);font-size:15px;font-weight:700;text-decoration:none;display:flex;justify-content:space-between}.product-card.featured{background:var(--lime);border-color:var(--lime)}.product-card.featured .card-index span{background:#fff2ad}.product-card.featured p{color:var(--ink)}.product-card.featured>a{border-color:#cfb841}.section-soft{background:#f0eafa}.compare-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}.compare-intro p{margin-top:22px;color:var(--muted);max-width:430px}.compare-box{background:white;border-radius:20px;overflow:hidden;border:1px solid var(--line)}.comparison{width:100%;border-collapse:collapse;font-size:14px;text-align:left}.comparison th,.comparison td{padding:17px 18px;border-bottom:1px solid var(--line);vertical-align:top}.comparison thead th{background:var(--forest);color:white;font-weight:600}.comparison tr:last-child td{border-bottom:0}.comparison th:first-child{width:50%}.comparison td:not(:first-child){text-align:center}.comparison .yes{color:var(--forest);font-weight:700}.compare-note{font-size:12px;color:var(--muted);margin-top:15px}.herd-banner{display:grid;grid-template-columns:1.1fr 1fr;overflow:hidden;border-radius:24px;background:var(--forest);color:var(--paper)}.herd-banner img{height:100%;min-height:350px;width:100%;object-fit:cover;object-position:82% center}.herd-copy{padding:45px;display:flex;flex-direction:column;align-items:flex-start;justify-content:center}.herd-copy .eyebrow{color:var(--lime)}.herd-copy p{margin:20px 0 25px;color:#f0e8ff}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:40px}.step-num{font:800 48px Manrope,sans-serif;color:#885bda;line-height:1;margin-bottom:20px}.steps h3{font-size:21px;margin-bottom:12px}.steps p{font-size:15px;color:var(--muted)}.advisor{display:flex;align-items:center;justify-content:space-between;padding:30px 35px;border:1px solid var(--line);border-radius:18px;margin-top:45px;gap:30px;background:white}.advisor h3{font-size:20px;margin-bottom:8px}.advisor p{font-size:14px;color:var(--muted)}.footer{background:var(--ink);color:var(--paper);padding:50px 0 24px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:45px}.footer .brand-mark{border-color:var(--lime);color:var(--lime)}.footer p{font-size:14px;color:#e0d4ed;max-width:330px;margin-top:20px}.footer h3{font-size:15px;letter-spacing:0;margin-bottom:18px}.footer a:not(.brand){display:block;font-size:14px;color:#eadff4;margin:9px 0;text-decoration:none}.footer a:hover{text-decoration:underline}.footer-bottom{margin-top:35px;border-top:1px solid #655174;padding-top:23px;display:flex;justify-content:space-between;gap:25px;font-size:12px;color:#dfd0ea}.footer-bottom p{font-size:12px;max-width:700px;margin:0}.breadcrumb{padding:23px 0 16px;font-size:13px;color:var(--muted)}.breadcrumb a{text-decoration:none}.detail-hero{display:grid;grid-template-columns:1.25fr .75fr;gap:50px;padding:35px 0 60px;align-items:center}.detail-hero h1{font-size:clamp(2.6rem,4.8vw,4.3rem);max-width:800px}.detail-hero h1 em{font-style:normal;color:var(--forest)}.detail-hero .lead{font-size:20px;color:var(--muted);margin:25px 0;max-width:650px}.detail-aside{background:var(--forest);color:white;border-radius:22px;padding:35px}.detail-aside .eyebrow{color:var(--lime)}.detail-aside h2{font-size:30px;letter-spacing:-1px}.detail-aside ul{padding:0;list-style:none;font-size:15px;margin:25px 0 0}.detail-aside li{padding:13px 0;border-top:1px solid #8967ca}.detail-aside li:before{content:'✓';color:var(--lime);margin-right:10px}.subnav{display:flex;gap:28px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:19px 0;flex-wrap:wrap}.subnav a{font-size:14px;text-decoration:none;font-weight:600}.subnav a:hover{text-decoration:underline}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:24px}.example{background:white;border:1px solid var(--line);border-radius:20px;padding:30px}.example-label{display:inline-block;background:#f0eafa;color:var(--forest);font-size:12px;font-weight:700;padding:7px 11px;border-radius:6px;margin-bottom:24px}.example h3{margin-bottom:18px}.example p{font-size:16px;color:var(--muted)}.example-result{border-top:1px solid var(--line);padding-top:16px;margin-top:20px;font-size:14px!important;color:var(--ink)!important}.notice{border-left:4px solid var(--coral);padding:18px 22px;background:white;margin-top:25px;font-size:14px}.feature-list{display:grid;grid-template-columns:1fr 1fr;gap:0 45px}.feature-item{padding:24px 0;border-bottom:1px solid var(--line)}.feature-item h3{font-size:20px;letter-spacing:-.02em;margin-bottom:10px}.feature-item p{font-size:15px;color:var(--muted)}.selector-shell{display:grid;grid-template-columns:1.4fr .85fr;gap:35px;align-items:start}.selector-panel{background:white;padding:32px;border-radius:22px;border:1px solid var(--line)}.selector-panel fieldset{border:0;margin:0 0 32px;padding:0}.selector-panel legend{font-family:Manrope,sans-serif;font-weight:800;font-size:20px;margin-bottom:14px;letter-spacing:-.03em}.selector-panel .help{font-size:13px;color:var(--muted);margin:9px 0 0}.options{display:flex;gap:10px;flex-wrap:wrap}.option{position:relative;display:flex;flex:1;min-width:110px}.option input{position:absolute;opacity:0;inset:0;width:100%;height:100%;margin:0;cursor:pointer}.option span{border:1px solid #a897bb;padding:13px 12px;border-radius:9px;font-size:15px;font-weight:600;text-align:center;width:100%;background:white}.option input:checked+span{background:var(--forest);color:white;border-color:var(--forest)}.option input:focus-visible+span{outline:3px solid #a8442c;outline-offset:3px}.addon{display:block;padding:19px 0;border-top:1px solid var(--line);font-size:15px}.addon label{display:flex;gap:11px;font-weight:700;align-items:flex-start;cursor:pointer}.addon input{accent-color:var(--forest);width:20px;height:20px;margin:3px 0}.addon p{font-size:13px;color:var(--muted);margin:9px 0 0 31px}.summary{border-radius:22px;background:var(--forest);color:white;padding:32px;position:sticky;top:110px}.summary .eyebrow{color:var(--lime)}.summary h3{font-size:25px;margin-bottom:20px}.summary dl{font-size:14px;margin:0 0 25px}.summary dl div{padding:12px 0;border-top:1px solid #8967ca;display:flex;justify-content:space-between;gap:18px}.summary dt{color:#e9ddff}.summary dd{margin:0;text-align:right;font-weight:600}.summary .btn{width:100%;font-size:15px;gap:12px}.summary .fine{font-size:12px;color:#e9ddff;margin-top:15px}.summary .status{font-size:14px;line-height:1.55;margin-top:16px;background:#6538bf;border-radius:8px;padding:13px}.faq-layout{display:grid;grid-template-columns:.75fr 1.25fr;gap:65px}.faq-layout h2{position:sticky;top:110px}.faq details{border-bottom:1px solid var(--line);padding:20px 0}.faq details:first-child{border-top:1px solid var(--line)}.faq summary{font-weight:600;cursor:pointer;font-size:17px;display:flex;justify-content:space-between;gap:25px;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:'+';font-size:23px;line-height:1.1;color:var(--forest)}.faq details[open] summary:after{content:'−'}.faq details p{font-size:15px;color:var(--muted);margin-top:17px;max-width:650px}.docs{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.doc-link{display:flex;align-items:center;justify-content:space-between;border:1px solid var(--line);border-radius:12px;padding:20px;text-decoration:none;background:white;gap:20px;font-size:14px}.doc-link:hover{border-color:var(--forest)}.doc-link span{font-size:11px;color:var(--muted);display:block;margin-top:3px}.doc-link b{font-size:21px}.bottom-cta{background:var(--lime);padding:40px;border-radius:22px;display:flex;justify-content:space-between;align-items:center;gap:25px}.bottom-cta h2{font-size:31px;max-width:660px}.bottom-cta p{margin-top:10px;font-size:15px}.legal{max-width:850px;padding-block:45px 85px}.legal h1{font-size:48px;margin-bottom:30px}.legal h2{font-size:25px;margin:35px 0 15px;letter-spacing:-.02em}.legal p,.legal li{font-size:16px}.legal .intro{font-size:19px;color:var(--muted)}.mobile-cta{display:none}.smallprint{font-size:12px;color:var(--muted);margin-top:20px}.check-eligibility{background:#f0eafa;padding:22px;border-radius:12px;margin-bottom:25px}.check-eligibility h3{font-size:18px;margin-bottom:12px}.check-eligibility label{display:flex;gap:10px;font-size:14px;align-items:start}.check-eligibility input{margin-top:5px;accent-color:var(--forest)}.check-eligibility p{font-size:13px;color:var(--muted);margin-top:12px}.selector-panel select{width:100%;padding:12px;background:white;border:1px solid #a897bb;border-radius:8px;color:var(--ink)}
@media(min-width:1500px){.hero-panel{min-height:620px}}
@media(max-width:1050px){.wrap{padding-inline:28px}.nav-links{gap:17px}.nav-links a{font-size:13px}.brand{font-size:17px}.hero-copy{padding:40px 30px}.hero-panel{min-height:540px}.trust-strip{gap:25px}.product-card{padding:24px}.compare-grid{gap:30px}.detail-hero{gap:30px}.selector-shell{gap:22px}.selector-panel,.summary{padding:25px}}
@media(max-width:800px){.nav{height:74px}.menu-toggle{display:block}.nav-links{display:none;position:absolute;top:74px;left:0;right:0;background:var(--paper);border-bottom:1px solid var(--line);padding:24px 28px;flex-direction:column;align-items:stretch;gap:0}.nav-links.open{display:flex}.nav-links a{font-size:16px;padding:12px 0}.nav-links .nav-cta{margin-top:15px;text-align:center}.hero-panel{grid-template-columns:1fr;min-height:0}.hero-copy{padding:40px}.hero h1{font-size:56px;max-width:570px}.hero-media{height:350px}.hero-media img{object-position:center 55%}.hero-photo-caption{display:none}.cards{grid-template-columns:1fr}.product-card .card-index{margin-bottom:20px}.section{padding-block:60px}.section-head{display:block}.section-head p{margin-top:20px;max-width:600px}.compare-grid,.herd-banner,.detail-hero,.selector-shell,.faq-layout{grid-template-columns:1fr}.herd-banner img{height:300px;min-height:0;object-position:center 65%}.herd-copy{padding:32px}.trust-strip{gap:20px;flex-wrap:wrap;font-size:12px}.steps{gap:25px}.footer-grid{grid-template-columns:1.3fr 1fr;gap:30px}.footer-grid>div:first-child{grid-column:1/-1}.detail-hero{padding-top:20px}.detail-aside{padding:28px}.detail-aside ul{display:grid;grid-template-columns:1fr 1fr;gap:0 20px}.detail-aside h2{font-size:25px}.summary,.faq-layout h2{position:static}.faq-layout{gap:25px}.selector-shell{gap:25px}.two-col{grid-template-columns:1fr}.bottom-cta{align-items:flex-start;flex-direction:column}.advisor{align-items:flex-start;flex-direction:column;gap:20px}.feature-list{gap:0 25px}.footer-bottom{flex-direction:column;gap:15px}.mobile-cta{display:block;position:fixed;bottom:0;left:0;right:0;z-index:25;background:rgba(247,245,236,.98);padding:10px 20px calc(10px + env(safe-area-inset-bottom));border-top:1px solid var(--line)}.mobile-cta a{width:100%;min-height:47px;padding:11px}.with-mobile-cta .footer{padding-bottom:100px}.docs{grid-template-columns:1fr}}
@media(max-width:480px){.wrap{padding-inline:20px}.hero{padding-top:16px}.hero-panel{border-radius:18px}.hero-copy{padding:30px 24px}.hero h1{font-size:42px;letter-spacing:-1.9px}.hero-copy p{font-size:17px;margin:20px 0}.hero-copy .eyebrow{font-size:10px;letter-spacing:1.4px}.hero-copy .btn{width:100%;font-size:15px}.hero-media{height:275px}.trust-strip{gap:10px 18px;justify-content:flex-start;padding:20px 0}.trust-strip span{font-size:11px}.section{padding-block:48px}.section-head{margin-bottom:25px}h2{font-size:32px}.steps{grid-template-columns:1fr;gap:27px}.step-num{font-size:35px;margin-bottom:10px}.footer-grid{gap:25px}.footer{padding-top:35px}.detail-hero h1{font-size:40px}.detail-hero .lead{font-size:18px}.detail-aside ul{grid-template-columns:1fr}.feature-list{grid-template-columns:1fr}.subnav{gap:13px 20px}.subnav a{font-size:13px}.comparison th,.comparison td{padding:13px 10px;font-size:12px}.comparison th:first-child{width:48%}.option{min-width:90px}.option span{font-size:14px;padding:12px 7px}.selector-panel{padding:23px 19px}.summary{padding:26px 23px}.herd-copy{padding:28px}.herd-copy h2{font-size:31px}.bottom-cta{padding:28px}.bottom-cta h2{font-size:28px}.bottom-cta .btn{width:100%}.legal h1{font-size:35px;overflow-wrap:anywhere}.brand small{font-size:9px}.brand-mark{height:37px;width:31px;font-size:20px}.advisor{padding:25px}.faq summary{font-size:16px}}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}

/* Haustier-Absicherung: kräftige Kontraste und lebendige Flächen. */
.hero-panel{grid-template-columns:49% 51%;border-radius:30px 30px 80px 30px}.hero-copy{background:linear-gradient(135deg,#5425bd 0%,#6e35d1 100%)}.hero h1 span{color:#ffe66b}.topline{background:#ff805d;color:#24143c}.brand-mark{background:#5425bd;border-color:#5425bd;color:#ffe66b;border-radius:11px;transform:rotate(-7deg)}.brand-mark>span{transform:rotate(7deg)}.product-card:nth-child(1){border-top:5px solid #ff805d}.product-card:nth-child(2){border-top:5px solid #5425bd}.product-card:nth-child(3){border-top:5px solid #aa78ed}.product-card.featured{background:#ffe66b;border-color:#ffe66b;border-top-color:#5425bd}.herd-banner{background:#ff805d;color:#24143c}.herd-copy .eyebrow,.herd-copy p{color:#24143c}.herd-copy .btn{background:#5425bd;color:#fff}.herd-copy .btn:hover{background:#6738ce}.footer .brand-mark{background:#ffe66b;border-color:#ffe66b;color:#24143c}.section-soft{background:#f0eafa}.bottom-cta{background:#ffe66b}.btn:hover{background:#ff9a7f}.btn-dark:hover{background:#6738ce}.btn-light:hover{background:#fff095}
@media(max-width:800px){.hero-panel{grid-template-columns:1fr;border-radius:24px 24px 50px 24px}}